Car Warranty and Van Warranty


2* warranty cover – applies to cars and light commercial vehicles which are purchased over £1,000. Cover includes the breakdown of certain components under the following headings: Engine, Manual and Automatic Gearbox, Front/Rear Drive System, Drive System, Electrical, Brakes, Steering, Cooling System, Casings.

3* warranty cover – applies to cars and light commercial vehicles which are purchased over £1,500. Cover includes the breakdown of certain components under the following headings: Engine, Manual and Automatic Gearbox, Timing Belts (providing that there is proof that the manufacturers’ replacement recommendations have been complied with and they are free from oil contamination), Differential, Clutch, Brakes, Propshaft, Wheel Bearings, Steering, Suspension, Fuel System, Cooling System, Electrical, Diesel Injection, Casings.

4* warranty cover – applies to cars and light commercial vehicles which are up to 10 years old and have not exceeded 100,000 miles at the inception date. Cover includes the breakdown of certain components under the following headings: Engine, Manual and Automatic Gearbox, Timing Belts (providing that there is proof that the manufacturers’ replacement recommendations have been complied with and they are free from oil contamination), Turbo, Front/Rear Drive System, Brakes, Steering, Cooling System, Propshaft, Fuel system, Front/Rear Suspension, Wheel Bearings, Clutch, Electrical, Casings.

5* warranty cover – suitable for cars and light commercial vehicles which up to 5 years old and have not exceeded 60,000 miles at the inception date. During the period of insurance, all non-modified mechanical and electrical items will be insured against breakdown except those listed under exclusions.

Further product information

WMS car warranties and van warranties, also known as Mechanical Breakdown Insurance (MBI), are underwritten and are available for FSA registered dealerships. If your dealership is not FSA registered, please  click here. All of our car warranty and van warranty products automatically include European cover, vehicle recovery, car hire, overnight accommodation & rail fare and the opportunity to apply for transfer of ownership.  Unlike most warranty companies, we won’t apply an excess if a claim is made either. Please note that all of our policies specifically exclude service or ancillary items. Periods of cover available for all of the above are 3, 6, 9, 12, 15, 24 and 36 months. Available claim liabilities range from £200 to the original vehicle Purchase Price dependent on the customers’ requirements. Maximum claim liabilities indicate the amount we will pay per claim, with no restriction to the number of claims permitted and will include parts, labour and VAT costs. We additionally offer some fantastic incentives where car  or van buyers can receive extra cover free of charge when upgrading to a longer term.  Please refer to the car warranty or van warranty policy wording for the full terms and conditions. For further information on any of our products, please call our Business Development Director Eric Stone on 0844 477 4909 or send us a message via our contact page.